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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI


Voya Financial Advisors, Inc 

We hope your visit will help you understand the opportunities that are available when you take a proactive approach to your personal financial situation. This Web site was created to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning strategies, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals. We're here to help educate you about the basic concepts of financial services. We want to help you learn more about who we are, and to give you fast, easy access to market performance and data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. 


Our mission is to help clients take advantage of those opportunities by               providing them with various key tools:

  • Help you clarify and define your goals
  • Recommend potential solutions that fit your needs
  • Deliver timely information
  • Explain how changing financial conditions affect you
  • Monitor your financial progress
  • Make investing progress easier


Feel free to browse our site. You'll find a variety of articles, calculators, and research reports that we hope will answer your questions you may have or stimulate your interest. If you have any questions or looking to set up an appointment contact agent, Mark Fuhrman at J & K Insurance of Sutherland, Iowa (To find office hours and availability, click on the 'Our Calendar' tab provided at the bottom left side of the page.



call the office line at 712-446-2663 or mobile phone at 712-260-8118. 




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